Hey everyone! I hope you’ve all had a good week. Mine’s been really busy- we’ve had something going on most nights this week, and it’s not letting up anytime soon.
Wednesday was National Walk at Work Day, but my coworkers totally abandoned me and did not meet me behind the building to walk like the email said. I guess I’ll forgive them, since they’re nice people and they do live 2 hours away . It’s still neat my job celebrated that, since it’s a software company and not exactly an industry known for being active. Nadine and I went for an almost three mile run around Summerville that morning, and since she doesn’t work outside the house either, that was our little celebration.
Tonight, I went to the Cooper River Bridge Run expo to help out at the TrySports Mt. Pleasant tent/booth. Basically, I just talked to runners and invited them to the run club, running store, and to register for a bike we’re giving away. The expo was super fun- it was only my second race expo ever, and I didn’t take any pictures, but I did enjoy two free samples of ice cream and managed to leave without buying anything. Expo success!
Tomorrow night, I’m hosting a Pre-Race dinner for the Fitness World Run Club, which is my run club from Florence/Darlington/Hartsville before I moved down here. We’re having dinner at a restaurant here and just hanging out. I’m excited about seeing so many friends from Florence and also others who I’ve met through the run club Facebook group and haven’t even had the chance to run with yet.
Hopefully next year I can actually host something at our home because there will be places for people to sit unlike this tiny apartment.
Speaking of the house, we went to the bank to actually apply for our mortgage. I had to sign tons of papers and I know I’ll have to sign even more when we actually sign the contract. We found a lawyer for our closing, have insurance quotes, and have to get copies of bank statements and other stuff for the mortgage loan officer this weekend. It’s stressful, but fortunately we have good credit and got a really good rate at least.
When we left the bank, we headed to Triangle Char and Bar in West Ashley for some yummy dinner. I had a Groupon and it was perfect for a date night, we ended up spending less than $10 (after tip) on our meal. I have a feeling with buying a home, we’ll pretty much only be eating out when we have things like Groupons for awhile . Fortunately, it’s one of our favorite restaurants.
I got the black bean burger (so yummy!) and sweet potato fries, and Clay got the steak tacos. It’s an open air restaurant, but it got super chilly and we had to move around tables so I’d be warm. The weather’s been nice here, but it feels like Spring, not Summer… not warm enough to have the doors and windows open all the time.
I guess signing all those papers and eating the delicious food made us tired, because I came home and took a 2 hour nap and Clay slept for about a half hour. And yeah, we still went to bed before 11.
Things with the house are going well. Provided the mortgage goes through, we’ll be closing and moving in early May, and if it doesn’t go through… well, we’ll just be here awhile longer (and obviously pretty sad).
If you plan to buy a house… don’t wait until you’re a few years out to start living frugally and saving money- start *now*. Down payments are not easy to come by, and despite all my saving, we still weren’t able to put a huge down payment due to home prices. Plus, banks want copies of bank statements and things, so you want them to see that you have assets, and whatever you do, don’t get into credit card debt! If you have a card, pay it off ASAP each month- supposedly people with credit scores in the 600s are being turned down for home loans right now. Scary stuff .
Another tip, if you’re like us and have lived a few different places, keep a document that has the addresses where you’ve lived. We just moved here last year but still struggle to remember our old address sometimes- you forget these things. Read over everything closely too- several applications have still listed us at the Florence address .
Anyway, that’s it for now. I have a busy weekend with the fun dinner tomorrow night and staying away from the Cooper River Bridge Run downtown on Saturday- I plan to run 8-10 miles on my own, far far away from downtown. Clay’s heading to a Chemistry Conference back in Florence (even though he’s not in that job anymore and doesn’t use that degree, he still loves it), so I may try to get some spring cleaning in too.
Hope everyone has a great weekend!